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        <gco:CharacterString>Am&#233;liorer la performance &#233;nerg&#233;tique du logement, c'est aussi vivre dans un logement plus confortable, r&#233;aliser des &#233;conomies sur les factures d'&#233;nergie et augmenter la valeur patrimoniale du bien. Les travaux de r&#233;novation participent &#233;galement &#224; limiter les &#233;missions de gaz &#224; effet de serre, responsables du changement climatique.
De nombreux dispositifs existent pour aider les particuliers &#224; financer leurs travaux de r&#233;novation. L'ADEME a r&#233;pertori&#233; dans un guide pratique, pour chacun d'eux, les crit&#232;res d'attribution li&#233;s au logement, &#224; la situation du particulier, aux caract&#233;ristiques techniques des mat&#233;riels install&#233;s ainsi que les d&#233;marches &#224; entreprendre et les possibilit&#233;s de cumul.
Vous trouverez dans ce guide, les informations sur les dispositifs d'aides suivants  :
    MaPrimeR&#233;nov' : aide de l'&#201;tat ouverte &#224; tous les m&#233;nages pour financer leurs projets de r&#233;novation.
    Le programme &#171; Habiter Mieux &#187; de l'Anah.
    Les aides des fournisseurs d'&#233;nergie : (dispositif des certificats d'&#233;conomies d'&#233;nergie)
    La TVA &#224; taux r&#233;duit : &#224; 5,5% (au lieu de 10%).
    L'&#233;co-pr&#234;t &#224; taux z&#233;ro : un pr&#234;t &#224; taux d'int&#233;r&#234;t nul et accessible sans condition de ressources, pour financer des travaux d'am&#233;lioration de la performance &#233;nerg&#233;tique.
    Les aides des collectivit&#233;s locales : certaines r&#233;gions, d&#233;partements, intercommunalit&#233;s ou communes peuvent accorder des aides compl&#233;mentaires aux aides nationales.
    Le ch&#232;que &#233;nergie : adress&#233; aux propri&#233;taires et locataires en fonction de leurs ressources et de la composition de leur foyer.
    Le cr&#233;dit d'imp&#244;t : pour installer une borne de recharge de v&#233;hicule &#233;lectrique.
    L'exon&#233;ration de la taxe fonci&#232;re : les collectivit&#233;s locales peuvent proposer une exon&#233;ration de la taxe fonci&#232;re sur les propri&#233;t&#233;s b&#226;ties (TFPB) pour certains logements r&#233;nov&#233;s.
    L'aide de sa caisse de retraite.
    Le dispositif Denormandie, qui permet depuis le 1er janvier 2019 et jusqu'au 31 d&#233;cembre 2022, aux futurs propri&#233;taires bailleurs de b&#233;n&#233;ficier d'une d&#233;fiscalisation lorsqu'ils r&#233;novent un logement dans certaines villes moyennes.
    Des pr&#234;ts pour am&#233;liorer l'habitat
    En savoir plus :
    &#9658; Consulter le guide en ligne sur le site de l'ADEME :
    https://www.ademe.fr/sites/default/files/assets/documents/guide-pratique-aides-financieres-renovation-habitat-2021.pdf
    - Estimer le montant des aides sur : www.faire.gouv.fr/aides-definancement/simulaides</gco:CharacterString>
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